ACC Members have an impressive lending record throughout their service areas, including Appalachia. Many members report their loan activities to Aeris (an information service that provides ratings for CDFIs based on their performance). Several members who are not Aeris reporters independently provided loan data for analysis. The charts below highlight the performance of 21 of 32 members (or 65%).
TOTAL ASSETS / TOTAL LOANS OUTSTANDING
Total assets for ACC Members grew at a compound annual growth rate (CAGR) of 18.3% from FYEs 2017-2021, with total assets of $1.17 billion at FYE 2021. Total loans outstanding grew at a CAGR of 16.8% to $694 million at FYE 2021.
Over the last five-year period, from FYE 2017-FYE 2021, ACC Members have collectively provided $1.09 billion in capital. The dollar amount of total loans disbursed annually grew at a CAGR of 16.5% during this period.
LENDING PERFORMANCE FYEs 2017-2021
From FYE 2017-FYE 2021, the ACC Member portfolio had an average rate of loans past due greater than 30 days of 3.12%.
FUNDING SOURCES OF ACC MEMBERS
Funding Sources of ACC Members at FYE 2021
ACCOMPLISHMENTS TO DATE
Since the close of its 1st capital raise in 2015, ACC has: