Appalachian Community Capital is a non-profit community development financial institution (or CDFI) that is focused on attracting new sources of capital for small businesses, including minority and women-owned business owners, in underserved places in Appalachia and similar energy communities nationally.

ACC is not a direct lender.  Instead, it raises capital for its members who are also CDFIs or other mission-aligned lenders so that they can provide affordable loans, business advisory services, and other types of support to small businesses in the region.

$15.5 million in seed capital helped ACC to start operating and lending in 2015.  Since then, ACC has raised an additional $40 million for its members who have used the funds to finance 123 small businesses. Over $18 million in grants have been raised to help build the capacity of ACC, its members, and the small businesses they serve. In addition, over 2,500 jobs have been created or retained in Appalachia; over 40% of these jobs are occupied by low-income persons.

ACC and its members collectively manage over $4 billion in assets targeted to supporting development in underserved communities, reaching in excess of 20,000 regional businesses and supporting tens of thousands of locally-based jobs.